Doré’s Engravings of Punishment of the Avaricious and the...

The artist Gustave Dorà © engraved the entire Divine Comedy in wood. One of these 136 engravings is Punishment of the Avaricious and the Prodigal. This piece is an accurate illustration of The Inferno’s Circle Four because it closely follows Dante’s description in the text, it is creative, and it is well illustrated. Dorà ©Ã¢â‚¬â„¢s depiction of Circle Four is accurate because it closely follows Dante’s description in the text. Dante and Virgil enter Circle Four. Dante notices that â€Å"Here the sinners were more numerous than elsewhere, and they, with great shouts, from opposite sides were shoving burdens forward with their chests† (Dante 7.25-27). In Dorà ©Ã¢â‚¬â„¢s illustration, the sinners push heavy weights around, and there appears to be a high consistency of people. From what the viewer can see of the sinners’ faces, they look like they are in pain and struggle. It is important that none of the sinners’ entire faces are exposed, as the text mentions that part of the punishment in Circle Four is that the sinners are rendered indistinguishable. Dante realizes that he cannot tell who any of the sinners are, and he asks Virgil why this is. Virgil responds: â€Å"The undiscerning life that made them foul now makes them hard to recognize† (Dante 7.53-54). Do rà ©Ã¢â‚¬â„¢s illustration precisely reproduces Dante’s imagined Circle Four as seen through his following of the text. Dorà ©Ã¢â‚¬â„¢s illustration of Circle Four is accurate because it is creative. In the illustration, the sinners push bags of money. Nowhere in

Decisions In Paradise Essay - 776 Words

Abstract This paper will describe the evaluation stage of the decision-making steps. Working through the last part of the nine step process Nik and Alex will review the factors that will have to be considered during implementation. Nik and Alex will work to evaluate resources that will be needed during this phase of the decision-making process. Once the implementation has taken place measuring the process will be necessary to ensure that the plan stays on track. The evaluation of the stakeholders and the ethical implications of the solution will also need to be evaluated to ensure a proper solution has taken place. Decisions in Paradise III Looking back into Decisions in Paradise I and II, it covered the following: identifying the†¦show more content†¦Nik was working on getting temporary warehouse built to store all the supplies that will be transported by ship over to the island. The word went out that the company was looking to hire well qualified people to work in the warehouse and mangers to make sure the work was done properly. World Vision had set up places to have people donate food and money contributions to help in the cause of this process. Nik was getting the people of the island involved also of the donations by making sure to when the shipments arrived that they would be distributed by the number that they were holding. Alex had set up a system earlier that day that each family on the island received a number which in turn would allow them to receive supplies by the order from the one’s in the most need on up. Another step in this process was to get the International Governments involved. With extra funds and help from them this could help with the gap between the donors and the people that were needed for this project to succeed. There is still a lot that must be considered like housing the extra workers that are coming to the island, translators are needed as well to help with the communication of their language. Something else Nik and Alex are trying to decided is what type of housing is going to be practical for the island to for all these extra workers. The Kohler Company had someShow MoreRelatedEssay Decision In Paradise1604 Words   |  7 PagesDecisions in Paradise As stated in Decisions in Paradise I, Kava has struggled with many obstacles that have prevented this country from becoming a beautiful and a well- known paradise attraction. At this portion of the project, AJA Consulting Firm would like to continue our vision by establishing a greater presence in Kava. Critical thinking is an important part of the decision making process which is essential to ensure decisions are well thought out and possibly prevent individuals fromRead MoreEssay on Decisions in Paradise Business Scenario part III1143 Words   |  5 PagesDecisions in Paradise Business Scenario part III One my say the core of any organization is the staff of team members. However, team leaders cannot make a profit without the vital part of the business the team members. Team members can bring success or bring failure to the organization. While decision- making without planning is fairly common but it is often not a pretty site for an organization. Nik and Alex must make plans and keep focus on the plans to meet future goals of the organizationRead MoreAnalysis Of John s Milton s Paradise Lost 1636 Words   |  7 Pages361-363). 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He contradicts himself by creating the humans to be of free will, but when Satan displays free will, he is shunned. Satan could be described in many terms, andRead MoreJohn Milton s Paradise Lost945 Words   |  4 Pages When rulers and godly, superiors features in literature, they often spotlight the roles of genders. In Paradise Lost (1667), author John Milton reveals man’s first disobedience and analyze the fall from the Garden of Eden. He examines the character Eveâ€⠄¢s as she unfolds as an independent woman that seeks knowledge and authority, but transforms into a dependent woman in a male dominant surrounding. In contrast, Valmiki’s Ramanya (550 BCE) is a Hindu, heroic epic that focus on the story of Lord Visnu’sRead MoreParadise Lost Critical Analysis1680 Words   |  7 PagesMilton: The Secret Feminist Throughout the poem of Paradise Lost, gender inequality is visible in the relationship between Eve and the male characters. Upon a closer look, one can see that, in a nuanced manner, the poem challenges much of the Eve’s discrimination. Common interpretations during the time period depicted Eve as a weak-minded, subservient, or evil woman. Instead of following a similar pattern, Milton goes so far as to defend Eve by forming a relatable and persuasive Satan and describingRead MoreEssay about Discerning Truth from Falsehood910 Words   |  4 PagesParadise Lost and Tartuffe are similar works, both exploring the subjects of truth and falsehood. As such, Miltons Paradise Lost portrays the continuous battle between good and evil. In Paradise Lost, Eve falls from the safety of the prelapsarian state into the insecure, sinful postlapsarian world because she is unable to distinguish truth from falsehood. Likewise, Moli#232;res Tartuffe exemplifies the problem of hypocrisy. Tartu ffe explores the concept of how easy it is to deceive anotherRead MoreThe Case of the Test Market Toss-up959 Words   |  4 Pagesnew frozen dessert--- Sweet Dream on ice; however, the product manager felt it was not a correct decision and tried to persuade the top managers to reconsider. The company of Paradise Foods didn’t realize the threat on LaTreat and the opportunities on Sweet Dream. They didn’t embrace the concept of using analytical marketing research based on computer technologies as the premise of the right decision. The issues are: 1. The research data on Sweet Dream seemed to steal the share from LaTreat. 2Read MoreLiving In True Paradise Essay1119 Words   |  5 PagesI think that living in true paradise would be one of the worst things that could happen. In my paradise, I would have couches everywhere, I would have televisions everywhere, and I would have an endless amount of food everywhere. I would be able to always be content with food and never hungry. I would have the ability to workout at anytime and personal trainers everywhere. I would have a beautiful bed that is so comfy, and if I am being honest, an endless amount of girls that are always serving meRead More Mary Shelleys Frankenstein and John Miltons Paradise Lost Essay1685 Words   |  7 PagesJohn Miltons Paradise Lost â€Å"Forth reaching to the Fruit, She pluck’d, she eat:/ Earth felt the wound, and Nature from her seat/ Sighing through all her Works gave signs of woe,/ That all was lost [†¦]† (PL 8. 781-784) In the gothic novel Frankenstein, Mary Shelley weaves an intricate web of allusions through her characters’ expedient desires for knowledge. Both the actions of Frankenstein, as well as his monster allude to John Milton’s Paradise Lost. Book eight

Advantages and Disadvantages of IOT-Free-Samples-Myassignmenthelp

Question: Discuss about the Internet of things. Answer: Introduction of IoT The Internet of Vehicles Things is the chosen topic for this assignment. The association of vehicles to the Internet offers ascend to an abundance of new conceivable outcomes and also applications which convey new functionalities to the people as well as the making of transport less demanding and more secure (Cui, 2016). This report will highlight the problems, solutions, advantages, disadvantages and features related to IoT. Problems identified with IoT Representing human conduct in the plan, advancement, and operation of digital physical frameworks in self-governing vehicles is a test. Joining human-on top of it contemplations is basic to wellbeing, constancy, and consistency. There is as of now restricted comprehension of how driver conduct will be influenced by versatile activity control digital physical frameworks (Gubbi et al., 2013). Moreover, it is hard to represent the stochastic impacts of the human driver in a blended activity condition for example, that found in movement control digital physical frameworks. Expanding coordination calls for safety efforts that are not physical, but rather more consistent while as yet guaranteeing there will be no security bargain. As digital physical frameworks turn out to be more mind boggling and associations between parts expands, wellbeing and security will keep on being of principal significance. Solutions identified with IoT IoT as an inalienable piece of the vehicle control and administration framework: For this reason information from on-board sensors are gathered by a keen on-board unit and imparted by means of the Internet to the administration focus. IoT empowering movement administration and control: Cars ought to have the capacity to sort out themselves keeping in mind the end goal to dodge roads turned parking lots and to enhance drive vitality use. This might be done in coordination and participation with the framework of a brilliant city's movement control and administration framework. Also powerful street estimating and stopping expense can be critical components of such a framework (Gubbi et al., 2013). iii. IoT empowering new transport situations: A perfect arrangement might be a blend of individual vehicles, vehicle sharing, railroad, and worker frameworks (Cui, 2016). Keeping in mind the end goal to take into account consistent use and on-time accessibility of these components (counting parking spot), accessibility should be confirmed and ensured by online reservation and web based booking, in a perfect world in interaction with the previously mentioned savvy city activity administration frameworks. Features related to IoT Fleet telematics and management arrangements: Intelligently screen vehicle area, development, status, and conduct. Transport coordinations applications: Monitor and track payload conditions and developments. Reservation, toll, and ticketing frameworks: Enable robotized installment and ticketing (Skarmeta Moreno, 2013). Traveler entertainment and business: Offer intelligent retail and amusement administrations to hostage travelers. Smart vehicle apply: Intelligently course vehicles and adjust transportation foundation. Security and reconnaissance frameworks: Intelligently screen and investigate exercises at transportation centers and systems. Conceptual Diagram of IoT Fig 1: Conceptual Diagram of IoVT (Source: Skarmeta Moreno, 2013, pp. 48-53) Explanation of working of IoT Smart sensors in the street and movement control foundations need to gather data about street and activity status, climate conditions, and so on. This requires vigorous sensors (and actuators) which can dependably convey data to the frameworks said above. Such dependable correspondence should be founded on M2M correspondence conventions which consider the planning, wellbeing, and security requirements (Cui, 2016). The normal high measure of information will require refined information mining procedures. General enhancement of movement stream and vitality use might be accomplished by aggregate association among the individual vehicles. Initial steps could be the slow expansion of DATEX-II by IoT related innovations and data (Wortmann Flchter, 2015). The (worldwide) institutionalization of convention stacks and interfaces is of most extreme significance to empower monetary rivalry and certification smooth connection of various merchant items. Advantages and disadvantages of IoT Advantages: Streamline courses, efficiency, and driver profitability. Maintain a strategic distance from item decay, harm, deferrals, and burglary; upgrade steering and coordinations. Keep away from postponements and bother; present request based expenses. Create new income streams and enhance client steadfastness and traveler encounters.Advance activity streams and efficiency; maintain a strategic distance from impacts; enhance open security and portability (Zanella rt al., 2014).Ensure against safety perils, psychological militant dangers, and other security concerns. Disadvantages: Protected and secure correspondence with components at the system edge, between vehicle correspondence, and vehicle to framework correspondence. Energy sparing hearty and solid savvy sensors and actuators in vehicles and framework. Advancements for information obscurity tending to security concerns (Wortmann Flchter, 2015). Recognizing and checking basic framework components. Recognizing basic general framework states in due time. Conclusion It can be concluded from the above discourse that IoT has the vital effect on modern transportation services. The critical issues, solutions, features, advantages and disadvantages have been examined in the report. This report additionally features the IoT design with the diagram. References Cui, X. (2016). The internet of things. InEthical Ripples of Creativity and Innovation(pp. 61-68). Palgrave Macmillan, London. Gubbi, J., Buyya, R., Marusic, S., Palaniswami, M. (2013). Internet of Things (IoT): A vision, architectural elements, and future directions.Future generation computer systems,29(7), 1645-1660. Skarmeta, A., Moreno, M. V. (2013, August). Internet of things. InWorkshop on Secure Data Management(pp. 48-53). Springer, Cham. Wortmann, F., Flchter, K. (2015). Internet of things.Business Information Systems Engineering,57(3), 221-224. Zanella, A., Bui, N., Castellani, A., Vangelista, L., Zorzi, M. (2014). Internet of things for smart cities.IEEE Internet of Things journal,1(1), 22-32.

Wolfenstein 3D is a first-person shooter Essays - Software

Wolfenstein 3D is a first-person shooter video game developed by id Software and published by Apogee Software and HYPERLINK "https://en.wikipedia.org/wiki/FormGen" \o "FormGen" FormGen . Originally released on May 5, 1992, for MS-DOS , it was inspired by the 1981 Muse Software video game Castle Wolfenstein . In Wolfenstein 3D , the player assumes the role of Allied spy William "B.J." Blazkowicz during World War II as he escapes from the Nazi German prison Castle Wolfenstein and carries out a series of crucial missions against the Nazis. The player traverses through each of the game's levels to find an elevator to the next level or kill a final boss , fighting Nazi soldiers, dogs, and other enemies with knives, pistols, and other guns. Wolfenstein 3D was the second major release by id Software, after the Commander Keen series of episodes. In mid-1991, programmer John Carmack experimented with making a fast 3D game engine by restricting the gameplay and viewpoint to a single plane , producing HYPERLINK "https://en.wikipedia.org/wiki/Hovertank_3D" \o "Hovertank 3D" Hovertank 3D and Catacomb 3-D as prototypes. After a design session prompted the company to shift from the family-friendly Keen to a more violent theme, programmer John Romero suggested remaking the 1981 stealth shooter Castle Wolfenstein as a fast-paced action game. He and designer Tom Hall designed the game, built on Carmack's engine, to be fast and violent, unlike other computer games on the market at the time. Wolfenstein 3D features artwork by Adrian Carmack and sound effects and music by Bobby Prince . The game was r eleased through Apogee in two sets of three episodes under the shareware model, in which the first episode is released for free to drive interest in paying for the rest. An additional episode, Spear of Destiny , was released as a stand-alone retail title through FormGen . Wolfenstein 3D was a critical and commercial success, garnering numerous awards and selling over 200,000 copies by the end of 1993. It is widely regarded as having helped popularize the first-person shooter genre and establishing the standard of fast-paced action and technical prowess for many subsequent games in the genre, as well as showcasing the viability of the shareware publishing model at the time. FormGen developed an additional two episodes for the game, while Apogee released a pack of over 800 fan-created levels. Id Software never returned to the series, but did license the engine to numerous other titles before releasing the source code for free in 1995, and multiple other games in the HYPERLINK "https://en.wikipedia.org/wiki/Wolfenstein_(series)" \o "Wolfenstein (series)" Wolfenstein series have been developed by other companies since 2001.

Communication with shareholders and stakeholders through financial report Essay Example

Communication with shareholders and stakeholders through financial report Essay Example Communication with shareholders and stakeholders through financial report Essay Communication with shareholders and stakeholders through financial report Essay The company chiefly communicates with its stockholders and other stakeholders through its fiscal study. Therefore the chief aim of a fiscal study is to offer information which is utile to current and possible investors for determination devising ( FASB ) . Fiscal statements entirely can non give a balanced and apprehensible position of the company s place and chances. Therefore a assortment of narrative studies have been included in the Group one-year study, which provides extra information that are non- fiscal on the company s stance, public presentation and chances ( ORegan, 2001 ) . This narrative subdivision is non audited by hearers as the fiscal subdivision, but still many users rely on this to measure the place of the company. Therefore, the company would frequently utilize artworks and other distraction methods to pull strings the fiscal figures in order to do the study look more attractive to the current and possible investors ( Penrose J.M. , 2008 ) . Use of coloring material and artworks The in writing interior decorator of the one-year study can pull strings the perceptual experience of the informations in a graph ( Penrose.J. 2008 ) . As mentioned in the debut, houses tend to utilize distraction methods so as to do the narrative study look more attractive. Pennon Group is no different than the others. There seem to be several efforts made in order to deflect the reader. A really obvious case is the use of cardinal public presentation indexs at the top of the page. On most pages KPI s are given as high spots, frequently out of context in really attractive artworks. This would decidedly deflect the several reader from reading the long paragraphs. Another method used by the Group is the use of graphs largely on the left page of the study. This distracts readers because it is frequently the first thing they would see. In other cases when two graphs are provided for comparing frequently the axis of both graphs are non the same, which can misdirect readers. Furthermore gridlines are non available in these graphs, doing readers to presume the figures. The study besides seems to hold used a batch of colorss and attractive artworks in most pages. Often about a one-fourth of the pages are full of artworks. Because the artworks look attractive, the readers might presume that the company had delivered a strong public presentation financially during the twelvemonth. The Canadian Institute of Charted Accountants ( 2008 ) points that utilizing graphs would assist concentrate involvement, attract, aid understand and salvage clip in analyzing informations. The narrative subdivision of Pennon Group consists of many types of artworks. Column charts and pie charts appear be the most common out of the remainder. Besides a broad scope of images, designs and colorss are used to foreground other points. The graphs provided are rather easy to construe. Often Different colorss are used to separate between clip periods. Furthermore the usage of blue and green to separate between the two subordinates proves to be rather effectual. The artworks provided are besides rather dependable, as the information it represents agrees with the underlying information. However most of these artworks are irrelevant to the informations it represents. For case alternatively of utilizing a column chart to stand for turnover, it would hold been more appropriate to utilize a line chart, as shown below. The current and possible investors will hold really small problem in measuring the public presentation, as the artworks are comparable between two pieces of information. Previous twelvemonth s figures are given along with the current twelvemonth s figures, doing comparing effortless. The use of artworks bypasses the linguistic communication barrier, and hence enabling non-English talking investors to grok better. Because frequently the inclusion of proficient footings would confound most readers. In similar cases these graphs make certain to convey the intended message. Use of Language Pennon Group has worded sentences carefully when covering with bad intelligence that would upset investors. One such case is when the president references that one of the subordinates of the Group, Viridor Limited had delivered a strong fiscal public presentation in a really ambitious environment . By utilizing the words ambitious environment Pennon Group tries to do Viridor Limited expression better in the eyes of the investors. This would besides connote that Viridor Limited had performed moderately good during the twelvemonth. There are besides cases where the words unsure planetary economic background had been used in the narrative study to depict low or worsening public presentations. Besides on one juncture the study references that operating net income has increased despite the lessening in demand . By adverting that the operating net income has increased , the fact that the demand has really decreased will non be highlighted. What they say . The several users of the studies may non be interested in all those information that have been presented in narrative studies and would instead stress merely on relevant information they may necessitate to help their determination devising. Therefore the Pennon Group s narrative study shows two cardinal features as illustrated in the FASB exposure bill of exchange, relevance and faithful representation. The information presented in Pennon Group s one-year study 2009 seems relevant to bing and possible investors. Adequate utile inside informations about the public presentation and the fiscal place of the Group during the current twelvemonth have been given. Besides a drumhead which includes many cardinal public presentation indexs ( KPI s ) is provided. These were besides presented rather accurately, and are the same as in the fiscal statements, and were non misdirecting. This besides saves the problem of tossing through the whole study looking for information. However, the above two cardinal features would non do in the reading of informations. Different users may hold different involvements in these studies. Therefore it is indispensable to heighten these cardinal qualitative features to be of more usage to the users. The FASB exposure bill of exchange of May 2008 identifies four more features that could heighten the utility of the narrative studies, viz. , Comparability, Verifiability, Timeliness and Understandability. 2.1.2 Comparison FASB exposure bill of exchange of May 2008 points that comparison enables users to place similarities and differences and measure the Group moderately accurately. The information given in the Pennon Group s narrative study was reasonably easy to compare with figures of the past. Any addition or lessening during the twelvemonth was explained with comparing to old old ages. Besides due to the fact that Pennon Group prepares their histories harmonizing to relevant accounting criterions it makes it reasonably directly frontward to compare with other similar companies in the industry and acquire an overall thought about how the Group is executing. 2.1.3 Verifiability John. M. Penrose exemplifies that narrative studies are non capable to be audited. Although it is non audited the information provided by Pennon Group appears to be presented in a dependable mode, and the information agrees with the underlying informations. 2.1.4 Seasonableness Pennon Group has merely presented information in the narrative study that is utile for the users and that will most likely act upon their determination. Irrelevant information about old old ages was non highlighted in the narrative study. Although it would hold been of aid to the users of the study if a line chart was included which would demo the gradual addition in gross during the past old ages. 2.1.5 Comprehensibility The information provided in the narrative study was rather straightforward. The information is given in simple English with really small proficient footings. Besides the fact that information is categorized under relevant subheadings makes it even easier to construe. The usage of colors was besides used to separate between the two chief subordinates. The frequent usage of paragraphs to foreground different points was really utile to users when looking for specific inside informations. Besides the inclusion of numerical figures to back up the information given increases the degree of comprehensibility. What they do nt state . The narrative subdivision of Pennon Group provides a huge sum of information to assorted users. However at that place appears to be certain critical points which were non highlighted within the study. The narrative study has emphasized on the net income before revenue enhancement, but has failed to foreground the fact that net income after revenue enhancement has been on a diminution. This is shown in the fiscal study, but non in the narrative study. Another critical piece of information withheld from the readers, is the fact that the addition in Earnings per portion by 6 % every twelvemonth is in fact a company policy merely till 2010. With the reduction net income after revenue enhancement it is difficult to vouch such an addition after 2010. Potential and current investors reading the study might acquire a incorrect feeling and this may overcast their opinion. Drumhead In brief, the intent of a narrative study is to supply extra information to investors to help them in their determination devising. The narrative subdivision of Pennon Group was able to accomplish this by supplying information which was utile from a stockholders point of position. The information provided shows features of lucidity, comprehensibility and effectivity which can be interpreted by a current or possible investor even with a minimal accounting cognition. Furthermore, the information seldom varies from the truth giving a just and balanced position on the company s stance. To sum up, it can be accurately concluded that the information provided in the narrative statement makes certain it provides the user of the study the intended message, with minimal divergences.

New Report Reveals Insights About Job Hopping Across Generations

New Report Reveals Insights About Job Hopping Across Generations We’re all familiar with the narrative: Baby Boomers are devoted workaholics, Gen Xers are ambitious revenue generators, Millennials are entitled and disloyal, and Gen Zers, who are only just entering the workforce now, are likely to be even more opportunistic than their older counterparts. The idea that the generation you belong to impacts your tendency to job hop is a popular opinion. But for the most part, it’s also just that: opinion. In fact, recent studies have shown that the notion that younger generations are less likely to stick around than Baby Boomers and Gen Xers is something of a myth. And now, thanks to LiveCareer’s 2018 Job-Hopping Report, we have a whole new heap of insights on this topic.The analysis investigated job churn across the four generations mentioned above – Baby Boomers (1946 to 1964); Gen Xers (1965 to 1980); Millennials (1981 to 1997); and Gen Zers (1998 to present) – while also looking at trends by occupation and educat ion level. What it found was that yes, younger generations do appear to spend less time in positions than their older colleagues – Gen Zers’ average job tenure is 1.2 years, millennials’ is 2.4, Gen Xers’ is 5.4, and Baby Boomers’ is 8. A comparison of the number of positions held over the past five years across generations paints a similar picture.But, according to the report, the dynamics that inform this pattern have very little to do with cohort membership.It’s about career maturation, not generation Findings suggest that this trend is more linked to life and career stage than generational factors. In other words, millennials and Gen Zers aren’t more likely to jump ship just because they are millennials and Gen Zers, but rather because they’re younger and at an earlier juncture in their careers. In fact, longitudinal surveys reveal that older generations were just as flighty when they were young professionals in a similar p hase of their work life.The report concludes that as employees move further along their career path, they tend to stay longer in roles. This is supported by data that shows that the job-hopping inclination of software developers (the vast majority of whom are Millennials) trends downwards when comparing the past two years of their careers to the past five.So, the good news for all you younger workers is that you now have a strong counterargument when someone labels millennials as the job-hopping generation. But that doesn’t mean you can relax entirely. There is another demographic factor that is, apparently, a good gauge of job-hopping tendencies, and that’s education.  The curse of being too educated  Simply put, the analysis found that the more educated you are, the more likely you are to change jobs regularly – a high school graduate, for instance, tends to stay put for longer than someone with a bachelor’s degree. This trend is linked to another f inding that today, across a range of occupations, job seekers often possess a higher level of education than is required.For example, blue-collar workers, like servers, cashiers, bartenders, and caregivers, list higher education qualifications when they build a resume 8.3x more often than blue-collar employers include them as requirements in job ads.As being overqualified is linked to an affinity for job hopping, possessing a degree you don’t need for a position might damage your chances of getting the job. And because millennials are more educated than previous generations (65% have a higher education, as compared to 57.2% of Gen Xers and 48.5% of Baby Boomers), they’re most likely to be hit the hardest by this truth.  To list or not to list qualifications on your resume? So, what do you do if you’ve gone to the trouble of earning a degree, but the job you want doesn’t call for one? To avoid being seen as a potential flight risk, consider leaving your higher education off your resume – particularly if you’re applying for a non-professional role. We’re not promoting dishonesty, but it may be in your interest to play down your qualifications in the earlier stages of the job application process to at least get an interview.You can take this one step further when it comes to professional certifications and licenses – don’t even enroll for them if they’re not requirements. While there are some fields where employers do value these credentials, the report indicates that there are also jobseekers in many roles who have poured time and money into training that most hiring managers don’t find valuable. These include administrative assistants, bartenders, cashiers, store managers, customer service representatives, sales associates and software developers.In particular, if you’re one of the last three, it’s probably not worth investing in costly certificates and testing at all.à ‚   Not one job ad examined for these professions made mention of any certifications or licenses, so attaining one is not only unnecessary but could make you appear overqualified.  The answer lies in the job ad The best way to know whether you should or shouldn’t list your degree on your resume or sign up for that certificate program is to carefully examine job ads. And not just the ad for the role you’re currently eyeing; scrutinize a wide range of postings relevant to your field and take note of the highest level of education listed and of any credentials regularly cited as must-haves.  By doing so, you’ll get a good idea of the kind of qualifications employers consider critical. And if you pitch yourself at this level and make sure your resume closely matches requirements, you can avoid being labeled a job hopper, regardless of your generation.Discover additional findings on job hopping, plus a free PDF download of the full report, via this link: 2018 Job -Hopping Report.LiveCareer offers assistance to job seekers at every step of the journey. Access free  resume templates  and  resume examples, plus a  cover letter builder  and advice on how to answer  interview questions  of all stripes.

Alexander Dumas' Georges Essay Example | Topics and Well Written Essays - 1750 words

Alexander Dumas' Georges - Essay Example Alexandre Dumas wrote some of the most well-known tales of adventure in history. His historical epic adventures listed The Count of Monte Cristo, The Man in the Iron Mask, and The Three Musketeers among his many titles, although originally his fame was derived from the plays that he wrote in Paris. He was born on July 24, 1802 with the name Dumas Davy de la Pailleterie and laid to rest on December 5, 1870. He wrote prolifically using many styles and genre’s to complete his portfolio. He wrote plays, novels, children’s stories, magazine articles, and even Alexandre Dumas‘ Dictionary of Cuisine. His career began with writing for magazines, but by 1829 he would see his first play produced. That play, Henry III and his Court would be followed the next year by Christine. His career was a success by his intuition on marketing his work and it was the business of writing that created a successful career for him along with the talent for the work. In 1840 he would marry an actress by the name of Ida Ferrier, but it would be one of his four illegitimate children, Alexandre Dumas fils, who would write the novel La Dame aux Camelias, from which Giuseppe Fortunino Francesco Verdi would develop his famous opera, La Traviata. Because of the success of both writers, the father would be known as Alexandre Dumas pere, and the son as Alexandre Dumas fils. Dumas did a great deal of collaborating in order to develop his work. The Count of Monte Cristo, and The Three Musketeers were developed by Auguste Maquet who would create the plot and the characters after which Dumas would add in the details and dialogue. This collaboration would create speculation about the extent to which Dumas contributed, however â€Å"ninety-nine surviving pages of Maquet’s manuscript outline for The Three Musketeers reveal that he not only supplied significant and

Leadership in Health Care Organizations Practicum Coursework - 14

Leadership in Health Care Organizations Practicum - Coursework Example Our entire organization was sealed in a way for the safety precaution purpose. Along with my team, especial health team was also overlooking the patient’s case. We were either prohibited to approach the patient unnecessarily. When I and my team went to give the initial treatment to the patient, then I examine that it might not be small pox. I immediately inform my leader to run some blood tests, before beginning the small pox precaution treatment. My leader humiliated me, and disagreed. Patient’s condition was not getting better with the given treatment. His condition was getting more critical. I hardly managed to conduct some tests of patient, to come up with a proof. I presented the tests result to my leader with a proof that, it is some other skin allergy containing identical signs of small pox. I asked my leader to agree with my observation, trust and stop the wrong medical treatment. On getting the patient worst, my leader eventually gave importance to my evaluatio n and made the especial health control team to cope up with me. As soon as the treatment given to the patient was replaced, it confirmed the misjudgment of small pox taken by my leader. Patient’s overall condition got stable and in control. Patient had some other skin disease, which was absolutely treatable. I was glad that my leader put down his stubbornness for a while, by giving the significance to my experience so far. That was the time, I really felt myself well acknowledged and educated in my working field. Leader can’t always be right. Sometimes the situations come across, which could probably mislead a leader’s examination over his team members. By doing the right thing at the right time, we as a team were successful in saving the life of our patient. Our organization was unsealed, and the inside working was switch onto usual. The outcome which can be taken by this experience is that, humility is

Language Arts with an emphasis on Writing Essay Example for Free

Language Arts with an emphasis on Writing Essay First grade students will use technology to complete a report about a farm animal. A visit to a local farm will provide students with hands on demonstrations of farm animals and how they live. Students will learn in depth facts about one specific animal by conducting research online. Students will improve writing and typing skills by composing their animal report using the computer. Students will gain further practice with the writing process during center time when they will write a letter to their chosen animal. Finally, students will gain presentation skills by presenting their animal findings to the class through oral presentations. These skills will be gained by meeting the following lesson objectives: 1. Students will identify farm animals. 2. Students will identify what their chosen farm animal eats. 3. Students will research and identify the name of the animal’s offspring. 4. Students will research and explain what resource their animal provides to humans. 5. Students will compile their research by using the computer. 6. Students will present their findings orally. Brief Description of the Task: Students will record four important facts about their chosen animal during a visit to a farm. Students will learn about what their animal eats and what its offspring is called. Students will ask the farmer questions in order to learn more about their animal. Students will have their drawing and writing materials with them in order to record what they see while at the farm. These recordings and observations will be taken back to the classroom and used to conduct research and write a report about their animal. After the reports are presented orally, they will be made into a class book for students to read during center time. Steps of the Lesson: 1. Visit the farm. Ask the farmer questions. Draw and write observations. 2. Find a picture of chosen animal on the computer via the Internet. 3. Find important facts about chosen animal and record them. 4. Glue the animal picture to a piece of writing paper. 5. Write down facts researched on the computer including name of animal, what the animal eats and what it provides for humans. Other important facts will be included. 6. Present the report orally to the rest of the class. 7. During center time, read the reports that have been made into a class book. 8. During center time, write a letter to chosen animal telling their animal about what they eat and where they live. A question for the chosen animal will also be included. Instructional Strategies Used: Sometimes summarizing and note taking are considered only â€Å"study skills† but they are two of the most powerful skills students can acquire (Marzano, et al, 2001). Summarizing and note taking give students the opportunity to identify and understand what they are learning (Marzano, et al, 2001). When students take notes through their drawings and observations while at the farm, they will be making identifications of different farm animals and will be gaining an understanding of farm animals. In order to include the most useful information in their animal report, students will analyze the information they are receiving in order to decide what will need to be included in their report. Summary frames will be used while students are at the farm as students develop a series of questions for the farmer that will highlight the critical elements in order to learn specific types of information (Marzano, et al, 2001). In this case, summary frames will allow students to learn about where their animal lives, what it eats and what it provides for humans. Reinforcing effort and providing recognition can push students to make an extra effort when they don’t feel like doing schoolwork or when the work is challenging. It is important for teachers to show students the connection between effort and achievement (Marzano, et al, 2001). The visit to the farm will be a fun activity for students and they will excited about doing something different so they will all most likely complete their note taking well. However, computers can cause frustration, particularly for first graders who are still emerging readers and have a hard time navigating the Internet. Therefore, the Pause, Prompt and Praise strategy will be useful. When students get frustrated or discouraged while using the computer, the teacher can initiate a short pause so the student can collect his or her thoughts. Next, the teacher can give specific suggestions to help the student complete the assigned task. Last, the teacher can praise the student for correcting his or her error as well as completing the task (Marzano, et al, 2001). Nonlinguistic representations will be included in this lesson plan. Students will include drawings of farm animals in their original note taking and research done while at the farm. These drawings will elaborate on the information that students are learning (Marzano, et al, 2001). Therefore, students will need to include pictures of the animal, details about where it lives and pictures of what it eats. Further, graphic organizers are useful for students when organizing information in a coherent way (Marzano, et al, 2001). Providing students with graphical organizers as an option while conducting research will enable visual learners to organize their material in a way that will help them make the most sense of it. Not all students will need to use a graphical organizer but they will be made available to students who would like to use one. Marzano, R. J. , Pickering, D. J. , Pollock, J. E. (2001). Classroom instruction that works: Research-based strategies for increasing student achievement. Alexandria, VA: Association for Supervision and Curriculum Development.

20th Century Somalia Essay -- International Government

20th Century Somalia Somalia is a country located in the Horn of Africa. It is bordered by Ethiopia to the west, Djibouti to the northwest, Kenya to the southwest, the Gulf of Aden to the north, and the Indian Ocean to the east. With the longest coastline on the continent, its terrain consists mainly of plateaus, plains, and highlands. It is made up of the former British Protectorate of Somaliland and Italy’s former Trust Territory of Somalia. Somalia’s modern history began in the late 1800’s, when European powers began to trade and settle in the Somalia area. These events and the events that occurred during the 20th century helped shape the modern Somalia government and culture today. In 1886, the British gained control over northern Somalia through treaties by guaranteeing British protection to Somali chiefs who agreed to them. The British were concerned with securing their trade interests with its coaling station in Aden. The British established what was known as British Somaliland and a boundary was made with Ethiopia through treaty negotiations in 1897. The British occupied this area with very little resistance in the late 19th century, but that started to change towards the turn of the century. The European powers that began to settle in Northern Africa, inspired the current leader of the Dervish State, Mohammed Abdullah to rally support from various nations across the Horn of Africa and began one of the longest colonial resistance wars ever. He challenged the British rule through persistent attacks and became known as the â€Å"Mad Mullah† by the British. His first major military offensive attack was with 1500 Dervish equipped with 20 modern rifles on British soldiers stationed in the region. This resistance fro... ... Hawk helicopters and killed 18 American soldiers. The public outcry in the US from these actions caused President Clinton to order all American soldiers to withdraw from Somalia by March 31, 1994. Other nations quickly followed suit of the Americans. The failed mission cost nearly $2 billion by its end. Although a new parliament was convened in 2004, rival factions in various regions of Somalia still struggle for control of the nation. Works Cited. U.S Marines storm Mogadishu, Somalia. (2012). The History Channel website. Retrieved April 27, 2012, from http://www.history.com/this-day-in-history/us-marines-storm-mogadishu-somalia. History of Somalia. (n.d.). In Wikipedia. Retrieved April 28, 2012, from http://en.wikipedia.org/wiki/History_of_Somalia Somalia. (n.d.). In Conservapedia. Retrieved April 27, 2012, from http://conservapedia.com/Somalia

Scott Miracle Grow Speader; Make or Buy

Scott’s Miracle-Gro has a plant in Temecula, CA that produces seed spreaders. Management is deciding if it should keep the Temecula plant open or if it should outsource manufacturing either to mainland China or offshore China. Before Miracle-Gro became Scott’s Miracle-Gro, they outsourced to contract manufacturers for production. Scotts manufactured their spreaders since it acquired Republic Tool and Manufacturing. Scott’s Miracle-Gro manufacturing facilities have a plant in Temecula, CA. The Temecula plant improved productivity, efficiencies, and also different innovations including a new assembly process for their hand spreader.Also, they invented an in-mold labeling process that produced a label that did not fade, scratch, or peel off. Despite what the Temecula plant had done, management was looking to see if they could save money by outsourcing the full operation. The plant manager wanted to keep the Temecula plant open and felt that if the production was mov ed to China that there would be quality problems along with high shipping costs, and extra administrative costs could erase any economic benefit from outsourcing to China. Another alternative to outsourcing to China was building a Scotts-owned facility plant in China.This option would help keep the proprietary processes in the hands of Scott’s Miracle-G ro. However, the disadvantages associated with moving to China stated above (poorer quality, high shipping costs), would still be a negative. The problem is what should Scott’s Miracle-Gro do. We did a NPV analysis focusing on the 4 Cost drivers for the Temecula plants which are raw materials, labor costs, electricity costs, and overhead costs and compared them to what it would cost in China. The NPV for the Temecula plant is $94,826,678 (screenshot of spreadsheet in appendix).The NPV for China mainland (offshore NPV would be close to mainland China except for initial start-up costs, etc.. ) is $90,070,804 (screenshot o f spreadsheet in appendix). We analyzed the data by using the numbers provided in the case. For example, for analyzing the Temecula plant, we used the information in Exhibit 4. However, some of the data (number of employees in China) we based the information on what the Temecula plant was using. Based just on the NPV, it seems that closing the Temecula plant and moving to China would be the best option.However, important the potential cost savings (in labor and energy costs) might be, it is also necessary to look at other factors. Some of the other factors would include the production quality, control over their own products, proprietary rights, longer lead times, having to carry safety stock, and their image to stakeholders and employees. Also, management needs to look at problems that might arise if China’s government changes laws, problems in cases of ports closing, and the training and productivity of new employees. Next, we will analyze the 4 cost drivers more in depth.C ost Drivers There were four main cost drivers examined in this case: Raw Materials, Labor, Electricity (Energy), and Overhead. Scott’s must evaluate these cost drivers to determine whether outsourcing the manufacturing of their spreader will improve the company’s profitability and/or operational efficiency. Although, in some instances the decision to outsource can be very clear based on the numbers alone, there are also other not so quantitative risks such as loss of control, loss of inventory flexibility, and loss of one’s competitive advantage. Raw MaterialsPlastic resin is the main component in the manufacturing of the spreader bucket, and the costs are comparable whether it’s purchased in China or in the US. However, the Temecula plant did invest in a re-grind process which saves them an additional $100,000 per year. However, this savings has little impact on the overall operating expenses at the Temecula plant. Labor Costs Labor rates are one of the main driving forces in whether or not a company should make or buy a product or service. For s Scotts labor costs associated with manufacturing the spreader in the US is initially $6M vs. 350K in China, see attached appendix , which is 17X more costly to produce the spreader at the Temecula plant. Even if the plant can improve their operational efficiency in the out years and reduce labor costs it would still be difficult to compete with China during this 10 year period. Electricity (Energy) Costs Energy costs are still cheaper in China, by more than half the cost. However, the majority of energy which China uses is from coal plants and not environmentally friendly, more and more companies and US consumers are becoming sensitive to the issue of reducing one’s carbon footprint.Outsourcing based on energy costs is typically not the sole driver. However, if energy cost between China and the US become more competitive, such as in the case of the US using natural gas (i. e. fracki ng) to supply electricity to their plants the argument to bring manufacturing back to the US may become more compelling. Overhead The cost of overhead or Governance at the Temecula Plant is approximately $5M annually vs. China $500K (excluding $1M in year one for start-up costs) these are costs associated with Scott’s management to monitor, track and visit China to oversee operations. Sensitivity AnalysisDue to the uncertainty in the future economic trends, there are three uncertain factors playing important roles in the decision making. They are labor cost in China, electricity price in China and exchange rate between Yuan and Dollars. The NPV model is sensitive to the how those three factors change over the next decade. A careful analysis on the sensitivity is necessary in order to make sound business decisions. 1. Labor Cost According to the case we know that labor costs in china may have a big increase in the next 10 years, from 40% totally to 10% annual increase to even 40% annual increase.If the labor cost will increase 40% in the next 10 years, that means it’ll increase 3. 4% annually, so the NPV of costs will be $73,751,039. If the labor cost will increase 10% annually in the next 10 years, the NPV of costs will be $74,998,037. If the labor cost will increase 40% annually in the next 10 years, the NPV of costs will be $91,424,835. We can see from previous analysis, NPV of Temecula is $94,826,678. So if labor cost will increase differently, we’ll get different NVP. But no matter how big increase it’ll be, our decision will still be outsourcing to china. 2. Electricity Price The current electricity cost in China is 0. 65USD per kilo-watt hour. It is estimated to increase by 20% over the next 10 years. Assuming the electricity cost increase at a certain rate each year, we get the annual increase rate 1. 8% (1. 8% =(1+20%)^(1/10)-1). This estimated rate is probably lower than the actually annual increase because of increasing pr essure on environmental records and fuel costs. Thus how much does electricity cost may increase is important and the NPV model output is sensitive to it. However, since the electricity cost in China is so low when converted into USDs, the growth rate doesn’t influence the NPV that much.For example, experimenting with 5% annual growth, since 5% is significantly larger than 1. 8%, we get NPV = 74,968,548 USDs, whereas 74,376,968 USDs with 1. 8% annual growth. The difference would be 591,580 USDs, which isn’t that significant when putting it in a bigger scope. Also, 5% is an unlikely assumption given the fact that the Chinese is heavily investing in infrastructure to generate more energy. Thus, we think NPV model is not very sensitive to the electricity price. 3. Exchange Rate According to the case, we know that the market expectation was the yuan would appreciate by 20% in next five years.Since this datum is just an expectation, which means it is inaccurate and uncertai n, so that we need to analyze the sensitivity of it. We assume that the annual increase in value of Yuan is 3. 6%, we can get the NPV of costs is $74,376,968. However, if we decrease the rate, say 2%, the NPV of costs turns to be $69,099,021, which means the cost decreases; on the other hand, if we change the rate to 6%, the NPV of costs increases to $81,500,203. So we can conclude that the lower the annual increase in value of Yuan, the lower the NPV of costs. ConclusionAs we stated in the beginning we feel Scotts Miracle Gro should outsource the manufacturing of their to spreaders to China, this is based on the data and sensitivity analysis the group conducted. In addition, one of the questions that we had to examine was whether or not the technology to have â€Å"in-mold labeling† was a competitive advantage, and should it be a considered a core capability. Although, Scotts Miracle Gro manufactures spreaders, the brand name is about the quality of seed and fertilizers for the do-it-yourself lawn and garden consumer, and not the spreader.The consumers primarily purchases those products which enhance the look of the garden and lawn, selling spreaders which can disburse their product is ancillary, Scotts wants consumers to buy their seed and fertilizers every season (repeat customer) where as the purchase of a spreader is a one-time purchase every 10 years or more. Therefore, if Scotts can outsource the production of approximately 3 million spreaders to China at a significant cost savings then the company should do so. Cost savings realized should be re-invested into research and development so Scott’s can maintain their competitive edge is this home and garden market.

Technology and learning

The modernization of the times led to a startling reality that the world will be crippled without the aid of technology. Technology is becoming more and more of a necessity these days in all aspects of daily living and as such, educational institutions have incorporated this subject in their curriculum because the authorities acknowledged the fact that technology can help attain student objectives and in order to achieve the maximum impact, it must form part of the school's education curriculum (Neir Tech, 2002).English is a subject that would be greatly enhanced by technology. English is a diversified field in itself that requires self-expression, vocabulary, reading, creativity and innovativeness of the mind. Technology can greatly enhance the students' learning process when it comes to English because the information that they need is just a few clicks away. The world wide web provides a wide array of information and lectures about all English subjects. For example, a student havi ng difficulty in pronunciation and vocabulary can access the Internet to learn this kind of skill.Students who have been assigned difficult topics for assignment can search the net for all the information that he needs. The teachers can use the technology as aid in teaching not only English but other subjects as well by using highly-powered technology driven lectures that would work best in capturing students' attention. There are some schools that use technology to breach the barriers of communication. Video conferencing is another technological development that greatly helps educational institutions teach students not only English but other subjects as well.ReferencesNeir Tech. 2002.   Strategies for Improving Academic Achievement and Teacher Effectiveness. Retrieved July 3, 2009, from http://www.neirtec.org/products/techbriefs/1.htm

Build your Author Street Team in 4 Simple Steps

Build your Author Street Team in 4 Simple Steps Authors: Build Your Street Team in 4 Simple Steps Last updated: 2017/12/07â€Å"No man is an island,† as the old poem goes. In much the same way, you don’t get to become a successful writer without some help along the way.  When you're marketing your book, companies like  Reedsy can certainly give you access to experienced freelance marketers – but in time you must also learn to rely on your Street Team.2. Finding your ‘first gangers’ Even if you end up with a fabulous book deal down the line, your street team will remain amongst your most important allies during the process of marketing your book. By staying on their radar and not wasting their time with spam, you can keep your street team happy and ready to help you the next time you release a book. Have you put together a street team before? Where did you find them and how did they help you promote your book? Share your thoughts by leaving a comment below.

How to Write an SEO Article †Part 1

How to Write an SEO Article – Part 1 How to Write an SEO Article Part 1 How to Write an SEO Article Part 1 By Colin In a recent article, A Freelance Writers Basic Guide to SEO, we had several requests asking how SEO knowledge can be used in practice, when writing articles. Naturally, we are only too happy to oblige. The methods I am going to talk about in this article have not been learnt in online courses, nor have they been taken from theory manuals you can download for a price on the Internet. Everything I am going to discuss has been gained from hard experience, both as a writer (over 10 years), and as an I.T. consultant (University degree and 18 years in the business). Is Writing an SEO Article Complicated? No. There are no magic formulas or weird science to SEO, and there’s no right or wrong way of doing things. There are guidelines, however, as you will discover in this two-part article. SEO writing is very much a matter of common sense, and the application of some very simple points that are based on the idea of well constructed articles, and well constructed websites. Surprised? Don’t be. Just read on. SEO writing is no more complicated than writing a standard article for a magazine, the only difference being, there are a couple of other factors to consider. But the basics are always the same, which is where I am going to kick this article off. Get The Basics Right Whether the article is for your own website or as part of a freelance writing contract, the most important thing to always remember when writing a Search Engine Optimised article, is to make it a GOOD article. By good article, I mean the article must be useful to the reader. It should provide them with a benefit they can visualise, or offer something of value to them that is applicable and relevant to their lives or businesses. It should be something they can relate to easily. There’s no point in writing a technically good SEO article, for it to be a load of nonsense to the reader. Not only will the website concerned lose a potential customer or lose out on traffic and advertising revenue, but the article will become a non-entity and be a complete waste of everyone’s time. If the article is no good to the reader, don’t expect it to be picked up or linked to by affiliates, link marketers, or any other medium that could have provided valuable promotion or marketing – all of which would have boosted the website’s rankings. Always remember to write for the HUMAN who will read the article at the end of the line, not the search engine algorithm that finds it. Get that right, and you are already half way there! Components of SEO Content An SEO article is made up of two distinct, but very important components: 1) it has to contain relevant and value added content 2) it has to be supported by good website infrastructure (the ‘techy bit’) As I have already mentioned, SEO article content must be topically relevant, and provide value to the reader. And as with a standard article on any conceivable subject that’s possible, it has to have a new angle, a good initial hook, and and it must be important to the reader. Writers of articles for all kinds of publication will tell you this; it’s what you learn on day 1 at freelance article writing school. What they might not tell you until much later, is that in an SEO article content must include certain keywords and keyphrases that are relevant to the topic, and the article context. These keywords and keyphrases must appear seamlessly in the article, and not disrupt the natural flow of the piece; they should ehnance it and be inconspicuous at the same time. I’ll cover the ‘techy bit’ in the part 2 of this article. Keywords and Keyphrases There’s no science to figuring out what keywords to use within the content of your article, so that they show up in search engine results. Forget about AdWords, keyword software, scientific algebrae, and costly training courses. In my opinion these are expensive sledgehammers being wielded to crack a nut,and in my experience, are only designed by people hoping to make a quick buck by taking advantage of what writers don’t know. Here’s what to do. Sit down with a notepad and pen, and write down all the words and phrases that could possibly relate to the subject/business interest you are writing about. Almost all of these will (or should) be getting used in the meta data of the web page, but this will probably not be of your concern anyway (this is also covered in the ‘techy bit’ in part 2). Some of the keywords you write down, can be used within the SEO article. For instance, I recently wrote an article for a website that is in the business of superior tourist accomodation in the Scottish Borders a bed and breakfast. The keywords and phrases I came up with were: â€Å"bed and breakfast†, â€Å"hotel†, â€Å"guest house†, â€Å"Scotland,† â€Å"Borders†, â€Å"tourism†, â€Å"accomodation†, â€Å"Scottish Tourist Industry†, etc. However, in most cases, especially if you have been hired to write an SEO article for a third party, it is more likely you will be given certain keywords to use within an article in advance. This is fine – they’ve done the brain storming for you – but however they came up with the words and phrases, it’s your job to write a quality article that has them embedded in the text. It’s not difficult, as you will see in part 2 of this article next week, when I look at applying the keywords and keyphrases, utilising hypertext links in text, keyword density, and web page optimisation (the ‘techy bit’). Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Freelance Writing category, check our popular posts, or choose a related post below:45 Synonyms for â€Å"Food†Does "Mr" Take a Period?Supervise vs. Monitor

Discuss whether the Euro zone crisis has had an effect on the European Essay

Discuss whether the Euro zone crisis has had an effect on the European integration project - Essay Example Bank of England referred this crisis as â€Å"the most serious financial crisis at least since the 1930s, if not ever,† in October 2011† (Kenny, 2012). This paper explores the history of European integration first and then explores whether Eurozone crisis has any effect on European integration. History of European Integration Second World War has changed the history of Europe immensely. In fact, Europe has been divided into distinctive ideological segments as a result of WW2. Eastern Europe came under the control of communist regime whereas Western Europe was occupied by democratic regimes or capitalist countries after WW2. Moreover, one portion of Germany (East) came under communism whereas another portion of it came under capitalism immediately after WW2. It should be noted that capitalism and communism would never travel in parallel directions. So, tensions between communist East and capitalist West of Europe started to intensify after Second World War. Prominent poli ticians and scholars of Europe such as Winston Churchill realised that the progress of Europe would never be possible if one part of it function in one direction and other part in opposite direction. Thus, the call for regional integration started immediately after the end of WW2. Moreover, the theories of Federalism and Functionalism, put forward by prominent scholars gave momentum to the integration process of Europe. â€Å"The term â€Å"regional integration† means combining parts into a whole, according to the Oxford Advanced Learners Dictionary† (Dosenrode, 2010, p.4). Europe was functioning as parts after WW2. For example, the whole Germany was functioning as East and West under two contrasting political ideologies. The fall of Soviet Union during the latter parts of twentieth century gave momentum to the regional integration process in Europe. The introduction of principles such as perestroika and glasnost by former Soviet leader Gorbachev helped the Soviet Unio n and other communist countries to expel communism from their territories. Majority of the Eastern European communist countries including East Germany embraced capitalism or democracy after the fall of communism in Soviet Union. The Berlin Wall has been destroyed and the two Germanies became united once again. All these incidents encouraged the regional integration process in Europe in one way or another. Moreover, the progress of Untied States towards prosperity made the European leaders aware of the necessities of a European Union (EU) to enhance their potentials for economic progress. The first pillar of EU was constructed in 1951 in the form of European Coal and Steel Community (ECSC) by the six countries; Belgium, France, West Germany, Italy, Luxembourg, and Netherlands. Since then, a series of incidents happened in the integration process of Europe. â€Å"The EEC Treaty, signed in Rome in 1957, brings together France, Germany, Italy and the Benelux countries in a community (E EC) whose aim is to achieve integration via trade with a view to economic expansion† (Treaty establishing the European Economic Community, EEC Treaty - original text, 2010). The 1960 Stockholm Convention resulted in the formation of European Free Trade Association (EFTA) (Convention Establishing The European Free Tra

Samsung Final Report Coursework Example | Topics and Well Written Essays - 4250 words

Samsung Final Report - Coursework Example In today’s global electronic market, Samsung is widely recognised for its innovations and also for the quality of the products and services that it offers to its global customers (Samsung, 2012). During the recent decade Samsung has developed its vision as â€Å"Inspire the World, Create the Future.† This vision of the company apparently reflects its commitment towards inspiring the communities within which it has been operating and also wishes to operate in future. The company, in order to follow its vision, has identified three significant strengths, i.e. â€Å"New Technology,† â€Å"Innovative Products† and â€Å"Creative Solutions† (Samsung, 2012). 1.2 Sustainable Innovation of Samsung Samsung has identified it as a responsibility to carry out the business operations in a way that would facilitate in conserving the natural environment. In relation with this, the company has been noticed to carry out a wide array of activities all around the glob e. Furthermore, it is worth mentioning that Samsung is often categorised to be among the leaders in offering eco-friendly goods to the consumers worldwide. With this concern, the company has introduced a monitoring system known as the Environment, Health and Safety (EHS) management system to enhance the level of safety at the work place. This system also assists in minimising the industrial wastes which are hazardous to the environment as it acts significantly for the company in terms of pollution management (Samsung, 2012). In response to the growing interest of sustainable development in the business environment, Samsung has been recuperating the methods of collecting information from the stakeholders about their perspectives and ideas concerning sustainable development in the long-run. This aided the company to develop policies and strategies related to sustainable development by taking into account the modern managerial perspective (Samsung, 2012). 1.3 Objective of the Paper The objective of this paper is to critically evaluate the innovation management of Samsung by utilising the Sustainable Innovative Results (SIR). The SIRs selected in this paper are the solar netbooks and transparent LCD panels introduced by Samsung. The SIRs are evaluated by considering the following points into consideration: determined objectives, needs, resources engaged, influencing factors, success, challenges, leadership and long-term consequences. 2.0 Critical Evaluation: SIR Approaches of Samsung SIRs are quite important for the organizations to develop and also to sustain in the long run. Being sustainable, in the corporate culture, essentially means to satisfy the present without causing much threat to the future. This meaning of sustainability can be directly linked with the innovative results of Samsung’s SIRs as both the products perform effectively in meeting the present needs without causing many hazards to the future. Moreover, SIRs serve the stakeholders concer n to a considerable extent which is an important pre-requisite for the companies to sustain in the long-run. Furthermore, sustainable innovations determine the responsibility of the organizations towards the environment as well as the society. This acts significantly for the company to become widely accepted by the people increasing its brand value.

Admission Essay To Athabasca University - Master of Arts

Admission To Athabasca University - Master of Arts - Essay Example Another reason I am applying for this integrated program is the kind of teachings the students are offered. The students in the program are taught to reason and think critically, holistically, and reflectively and to give much focus on the points of overlap and articulations between the generalized and specialized knowledge. Furthermore, I believe that exposure of the students to a wide variety of interdisciplinary methods and disciplines will prepare me to envisage and look for innovative solutions to different problems in my area of expertise. Similarly, another propelling reason for my application to this degree course is the belief that the degree will teach me to contextualize and situate practices and knowledge on a wide intellectual continuum which integrates methods, practices and theories of humanities, arts and social sciences. As an educator, this is significant for me in my profession as I will be able to apply what I have learnt in practice. Another primary reason why I chose to apply for the integrated course at Athabasca University is sufficient and adequate cost of education compared to other universities. Furthermore, the assigned texts and reading files are very informative and relevant. From the university newsletter and website, I learnt that the instructors are competent, qualified and responsive to the academic needs of the students. I believe this will be helpful for me during my studies. I have high expectations on what I want to achieve after going through the integrated program in Athabasca University. From the degree program, I want to join one of the top institutions in the country and do a profession that will provide adequate resources for my family. Furthermore, I aim to do exceptional coursework that I will be proud of always. Moreover, I have great hope and belief to innovate an idea or solution that will bring

Signs of Elder Financial Abuse

Signs of Elder Financial Abuse CHAPTER 1: METHODS AND TACTICS OF AN ELDER FINANCIAL ABUSER Our families, communities and state legal system have worked in recent years to protect our loved ones from elder financial abuse. That said, families with elder adults still share a deep fear about the physical, mental and financial safety of their loved ones. Elder abusers, however reprehensible, often find ways to circumvent the protections that our families and society provide our senior citizens. Wrongdoers have their methods and tactics, and its our responsibility to counter them at every turn. If they think theyve gotten away with hijacking estate or trust assets, trust litigation attorneys should make them pay under the full weight of civil law. In my practice, which likely mirrors our country at large, the following are the five most common ways elder financial abuse happens: 1. Caregiver Abuse When a Michigan trial judge dismissed a familys lawsuit against a home care company for sending a caregiver with two felony criminal warrants to care for a man in his 80s, the national press erupted with questions about how this could happen. In this particular case, a caregiver company Kentucky-based ResCare sent a woman to a retired Detroit-area businessman to look after his ailing wife, who had dementia. It didnt take long until the wifes jewelry began to disappear, as well as the businessmans fortune. Court filings estimate the losses to be as high as $1.5 million. The caregiver, if she could be called that, moved the businessman out of his bedroom into the basement of his lakefront home and moved her mother into the home. The businessmans wife died, and within months the caretaker married the businessman. When the businessmans family members finally intervened and removed him from his home, his finances were in a shambles. He didnt have bank accounts with positive balances or working credit cards. He had his social security monthly payment thats it. The Michigan businessman and his family are simply representative of the widespread abuse affecting our growing elderly population. I have handled a number of cases where predators, posing as legitimate caregivers, soon take advantage of the elderly. This misconduct includes physical and medical neglect often coupled that with embezzlement and theft. The Michigan case didnt work out well not that any of these abuse cases by nature work out well. Even with a partial financial recovery, the seismic emotional repercussions stemming from misplaced trust dont easily recede. 2. Financial Exploitation Financial exploitation takes many forms. Every day, even though I have been counseling families for decades, I am regularly surprised. The sale of an elders medications; grocery bills more attributable to cash withdrawals taken by caregivers than bread and milk purchased for the elderly; lawn service for a small yard at $300.00 per week; money used for gambling; medical care and dental care neglected because of the theft of funds; and assignments of bank accounts into joint tenancy with a wrongdoer. Most families with victimized elders could readily add to the list of the ways elders are financially exploited. Vigilance helps. Here are some examples of vigilance: Be very careful and take precaution when hiring caregivers. Simply hiring a caregiver company is not an insurance policy against wrongdoing. Watch your elders bank accounts particularly withdrawal activity or changes in accounts. Sometimes the horse is out the barn door before you discover bank transfers but it is still better late than never (or a year later). Be careful and inquiring when you hear that your elder has been making frequent trips to the bank. Be vigilant in watching your elders mail. We have seen circumstances where financial information is hidden from the view of the elder and his or her relatives. This is a sign of great danger. Some financial advisors believe that an elders credit report should be ordered periodically. This could also be a good canary in the coal mine. We have seen cases where social security checks were cashed by wrongdoers. Direct deposit of social security checks, retirement and dividend checks provide some distance between a wrongdoer and your elders money. Review receipts from vendors (grocery store, pharmacy, Costco etc.) for goods purchased for your elderly relative. We have seen wrongdoing first discovered in this review. A $350.00 receipt from the local grocery store showing a $200.00 cash withdrawal can make even the most oblivious suspicious. Watch for service scams. New heaters, air conditioners, garbage disposals or lawn irrigation systems sold at a large premium are not unusual. Reverse mortgages can be a blessing or a curse. Reverse mortgages may provide a large lump sum payment or a stable predictable monthly income to senior adults, but money coming from reverse mortgages may also be a large tempting cookie jar for unscrupulous caretakers or relatives. More than once have I seen reverse mortgages paid to vulnerable senior adults with questionable capacity. The existence of a reverse mortgage is often not discovered by the senior homeowners family until the senior has passed away. 3. Misuse of Powers of Attorney Durable powers of attorney can be a great legal vehicle for senior adults to appoint a trusted agent to handle health, legal and financial matters. Such powers, when used with prudence by trusted family members or agents, provide legal protection when and if the senior becomes incapacitated or incompetent. Such powers when used correctly are an unfettered blessing. If misused, such powers can destroy a lifetime of planning. The effective and prudent use of durable or medical powers of attorney brings no headlines. In the same way, misuse of such legal vehicles is often kept secret and only met with incredulity by relatives when discovered. We have seen a number of incidents where powers of attorney were misused at the end of life of an elderly adult to benefit the holder of the power of the attorney. Examples of misuse include: The transfer of real property to the holder negating trust provisions that provide for a different distribution; entry and seizure of safe deposit personal property coupled with later denials of the existence of such properties; dramatic changes in bank accounts that are inconsistent with will or trust provisions; and transfer of vehicles. Some holders of medical powers of attorney have misused their powers to prevent family members from visiting the hospital bed of a gravely ill or dying relative. California has recently addressed this issue in legislation making such abuse much more difficult. In the meantime stories abound about how a son or daughter, grandson or granddaughter, could not visit a dying relative because a stepmother or stepfather prevented the visit. If these problems were not so common there would be little need to address it. For those who face the issue, they should immediately contact a lawyer familiar with elder abuse laws. Medical facilities should also be aware of their own limitations is preventing visits. 4. Isolation and Freeze-Outs Isolation of elders from their families, neighbors and loved ones is an all too common occurrence. Changed door locks, new locked front gates, mobile telephone seizures, failure to answer or open the door to visitors, and unreported removals of elders from their homes are part and parcel of isolation. These actions cause family members to fear for the safety of their loved ones and also may create a sense of helplessness. Unfortunately, such conduct is common. For Californians who encounter isolation or freeze-out abuse, the first step is to call Adult Protective Services or its equivalent. Local law enforcement agencies also often have task forces that deal with such abuse. Civil lawyers skilled and experienced in elder abuse issues can assist in such contacts and can also address such issues in civil filings that include restraining orders and other appropriate measures. Words of warning while isolation and freeze-out conduct might be obvious to the family member of the elder, such conduct may not be as obvious to authorities. Criminals and wrongdoers do not usually jump at the chance to admit guilt. While there is no excuse for elder abuse, wrongdoers will readily provide excuses. Common excuses include I had to keep everyone away because they just upset the elder; We had to move Grandpa to Arizona because they had the best medical care there; I had to keep Aunt Bessie from the phone because she only got upset when she heard from her relatives; Of course I had to keep my dad away from my sisters and brother because they are greedy and they only wanted to get his money; and I needed to protect my uncle because he was afraid that his children were going to hit him, push him down or lock him up in a mental asylum. Dont expect the isolator to readily admit that she bought her boyfriend a new Harley with grandmas money, that the house and surrounding are a pigsty because she is doing meth, or that all of grandmas jewelry was sold to support her drug habit. Youve got to dig at it when your loved one is isolated when you are frozen out. The process can be demanding, frustrating, and can cause anxiety. Still dont turn your back on your elder do something protect the vulnerable. 5. Unwarranted Transfers First, an obvious acknowledgment: families often have difficulty in transferring an elderly family member to an assisted living or nursing facility in situations where it is absolutely in the seniors best interests to have such a transfer. Id venture to say that most transfers are absolutely warranted and done with love and care for the senior. It is the unwarranted transfers, coupled with wrongdoing, that can petrify family members. The common setting for unwarranted transfers is the presence of a family member maybe a stepbrother or stepsister who is estranged from the seniors other children and family members. For whatever reason, and by whatever treacherous means, the wrongdoer is able to get the elder into his or her home and get the elders estate plan altered. Once the estate plan is effectively altered, it can be Katy bar the door for change. More than once we have seen circumstances that the senior is transferred against his or her wishes to a facility geographically removed from other family members. In the meantime, personal goods and family mementos are often discarded or hidden. These actions often cause even greater anger than money transfers. You simply cant replace photographs, family heirlooms, military awards, or personal collections with money. The discarding of important family treasures is an affront to the remaining family members a complete disregard of important family history and a glaring mark of the greed of the wrongdoer. Difficulties abound when trying to address unwarranted transfers. First off, the senior often lacks capacity. So what do we look at when the senior lacks capacity? One way to deal with an incompetent senior is to seek a conservatorship of his or her person and estate. This is not without complications. Does the senior really wish to be supervised by a stranger or even a benign family member? Conservatorships can be expensive and time consuming. Prospective conservatees are afforded counsel public defenders or otherwise. The costs of such counsel is paid from the conservatees estate. Courts are often reluctant to appoint conservators even for those with great impairment it is the taking away of ones freedom, even if such freedom increases vulnerability to scams and unscrupulous people. Detecting the Tactics of Elder Financial Abuse The sooner elder financial abuse is detected, the better the chance for recovery of estate and trust assets on behalf of the victims. So what are the typical signs or red flags to look out for? According to the guidelines of National Adult Protective Services Association, the following factors should be watched closely to avoid a potential personal tragedy and financial disaster: 1. Liabilities Unpaid Bills: What if an elderly loved one should have the means to pay the bills every month, but somehow their utilities get shut off? There might be more in play than just a seniors faulty memory a bad actor may have made off with money from the elders accounts, leaving the victim high and dry. 2. Surrender of Oversight: Very often we see cases of a new friend, neighbor or opportunistic relative appearing on the scene to offer their help in managing the elders financial account. At times they even succeed in gaining power of attorney. This effective forfeiture of oversight should be looked into closely for other indicators of suspicious activity. 3. Suspicious Withdrawals: As any good investigator will tell you, follow the money. When financial accounts begin registering unexplained withdrawals or checks set to cash, its time for you to speak with bank employees and get further details on whos making these transactions. 4. Vanishing Assets: Another tell-tale sign of elder financial abuse is when valuables begin to disappear. Suddenly an elders jewelry, cash or financial documents like stock certificates vanish, and the perpetrator takes to living lavishly with new purchases of fancy attire, vehicles, property, etc. 5. Changed Estate Documents: Wrongdoers who commit elder financial abuse will often seek to legitimize their predatory behavior with the stamp of legitimacy. Exercising undue influence on the elderly victim, theyll shop around for any lawyer who will agree to change a will or trust document in their favor. Ask your elderly loved one about any such changes if you are faced with such a situation, it may be time to consult an experienced trust litigation attorney. 6. Creditors Come Knocking: Is the elder encountering financial trouble where there should be none? Find out the explanation for property liens or foreclosure warnings. The reason behind creditor claims may be more than just a mistake your elderly family member might have been financially exploited by an abuser who cleaned out their accounts. Identifying Financial Exploitation and Scams As the population of senior citizens in California continues to grow, so too will the challenge posed by fraudsters who want to prey on our elderly and steal their money. To help seniors and their loved ones identify and avoid scams, Ive compiled a list of the most common ploys, tricks, and tactics financial criminals use against the elderly. So watch out for the following forms of fraud: 1. Grandparents Scam A senior will receive a phone call beginning with, Grandma? The caller will cleverly elicit the grandchilds name. Posing as the grandchild, the scammer will then say theyve gotten into some form of deep trouble they might tell the senior theyre in jail or stranded in a foreign country. Its an emergency, and they need help immediately! With the grandparent now upset and ready to assist their supposed grandchild by any means possible, the scammer will ask them to wire money to their bank account, often by Western Union. To avoid falling for the grandparent scam, dont let a caller drag you into the guessing game, whereby you willingly provide them with the names of your grandchildren and other relatives. If a scammer is more sophisticated, they might research their victim on social media sometimes theyll run the scam on platforms like Facebook. Call your family members and check on the whereabouts of your grandchildren, no matter how convincing a story you may hear over the phone or through social media. 2. Secret Shopper To your surprise, you receive a check in the mail for several thousand dollars to Wal-Mart or another big-box store. Youve been chosen for the secret shopper program! In reality, youre being conned into depositing a bad check. Once youve deposited, the scammers will ask you to mail them a check with the difference and thats in addition to your being responsible for the fraudulent check youve cashed. Secret Shopper is a nasty scam that leaves its bewildered victims thousands of dollars poorer. Keep elderly loved ones away from fraud schemes like Secret Shopper by using the too-good-to-be-true rule: if its too good to be true, its not true someones after your money. That means Secret Shopper offers are as good as garbage. 3. Email Scams Email scams have been around a long time and arent going away its cost-effective for swindlers to send out millions of spam emails, even if they only get one or two responses from potential victims. If you have an email account, youre going to receive these from time to time, even with the best spam filters. The most notorious email scams are Nigerian prince letters, which inform recipients that they have been selected to share in an enormous royal fortune in Nigeria or some other West African nation. All the recipients have to do to gain their riches is wire money to the esteemed prince to pay the transaction fee. Naturally, there is no pot of gold at the end of the Nigerian rainbow, with the net result of your bank account being emptied. Another common type of email scam is known as phishing, the imitation of real websites to elicit personal and financial information. You might very well receive a bank alert that seems to be from your bank; the message will inform you that your bank account is overdrawn, you are the victim of identity theft, etc. Even the layout of the email and fake website will look convincingly real. Yet the actual purpose of the phishing scam is to get you to enter your bank account ID, password, Social Security Number, etc., into the phony website, all in order to defraud you. In addition to Nigerian prince emails and phishing schemes, you may also receive emails marked urgent, etc. Often theyll seemingly be sent from friends and relatives. Theyll have attachments in the form of letters or videos youre told to open. In reality, theyre fake letters with harmful attachments viruses or malware that are designed to infect your computer and steal your personal information. Online criminals can even mask their spam messages to make it appear they come from friends, family, and colleagues in their attempt to trick you into opening the attachment in order to unleash their virus. To steer clear of email scams, the best policy is simply to delete unfamiliar emails and not engage too-good-to-be true offers to share in African riches. If you get a bank alert email that youre unsure of, check your account online (dont click on any link in the message) or simply call your bank to check your account. Also remember to never open attachments in unknown messages, and be very weary of vague requests from seemingly familiar senders who might very well be identity thieves and con artists. 4. Investment Fraud Investment fraud is an all-too-common form of elder financial abuse, and scammers find numerous ways to perpetrate the crime against seniors. The first variety are classic Ponzi schemes, where elderly clients are recruited into dubious investment ventures promising big returns, but which in reality generate no profit investment proceeds are simply skimmed from client funds. Ponzi schemers will pose as legitimate entrepreneurs or investment advisors, sometimes offering free meals to attend their wealth seminars. By the time a Ponzi scheme collapses (as it inevitably will if authorities dont intervene), victims are often left penniless and effectively unable to recover any of the funds they had invested in the scheme the perpetrator likely spent all the money and distributed it out as false profits. Its unfortunate but true that there are also a few bad-faith brokers out there who are willing to defraud their elderly clients. Investment advisors and brokers who violate their clients trust can sometimes go years stealing before they finally get caught. To keep a financial predator from looting your accounts or those of your loved ones, make sure to review their background through FINRAs BrokerCheck it never hurts to get a second opinion on a firm or particular advisor. Along with Ponzi schemes and outright abuses by bad-faith brokers, also watch out for multi-level marketing schemes (MLMs). MLMs, otherwise known as pyramid schemes and network marketing, are technically legal business models that require the new member to recruit others into the venture in order to sell whatever product might be on offer. Senior citizens, at times lonely and in need of companionship, can be vulnerable to these schemes, some of which will send them box-loads of products and charge them whether they agreed or not. So while MLMs are technically legal, they are often highly exploitative of senior citizens through their deceptive terms and conditions. To steer clear of investment fraud, apply the too good to be true rule to investment offerings that boast sky-high returns and near-zero risk chances are its a Ponzi scheme. Conduct due diligence and consult a reputable advisor who can help you or your elderly loved ones make sound investment decisions. And stay away from MLM pyramids, the only point of which is to enrich their very top layer while exploiting everyone else below them with largely empty promises of wealth. 5. Telemarketing Fraud Often connected with investment scams are predatory telemarketing schemes, another way fraudsters look to entrap seniors. Many elderly Americans receive several phone calls a week from slick salesmen pitching everything from penny stocks to flimsy-sounding premium retirement programs for their portfolios. Quick-talking telemarketers will pressure lonely, confused seniors into once-in-a-lifetime investments in dubious or non-existent oil and gas holdings, foreign currency exchange, real estate, and even blockbuster movie productions. Another ploy is to hit up the victim for contributions to a supposed charity. Finally, dont be fooled by con men (and women) who pretend to be calling from your bank, hospital, insurance provider, etc. Theyre looking to elicit your personal information to commit identity theft against you. Its sad but true that financial abuse is made easy over the telephone. To prevent telemarketing fraud, make it an express policy to never sign onto anything over the phone. Courteously hang up and make sure to register for the US governments Do Not Call list. Keep it simple never give personal or financial information to unknown callers, no matter who they might claim to be. 6. Repair Fraud Seniors are frequently targeted for elder financial abuse right in their own home through the common tactic of repair fraud. If an elder is forgetful or possibly suffering from dementia, wrongdoers will look to exploit this weakness by overcharging for home repairs and yardwork. Sometimes scammers will even come around repeatedly, performing the same task several times over a given period and defrauding the victim in the process. Even unscrupulous auto mechanics have been known to jack up prices for elderly, confused customers and engage in dishonest, unethical practices like changing tires every few months. Another updated form of repair fraud is the antivirus scam, which can be perpetrated in person, online, or over the phone. You might receive a fake email, a telephone call, or even a door-to-door visit from someone claiming to check your computer for viruses. Theyll tell you your computer is infected and repair it, charging you for a non-existent service and possibly even stealing your personal and financial information while they access your computer. Countering repair fraud might mean going to the doctor and getting an evaluation over possible memory loss or increased confusion. Seniors with conditions like dementia must be protected from financial exploitation one effective way to shield vulnerable elderly loved ones from repair fraud is to obtain financial power of attorney. When a responsible younger relative takes on this legal duty, its sometimes possible to recover funds lost to repair fraud. 7. Sweepstakes Scams Fake sweepstakes, lotteries, and raffles represent a widespread form of fraud perpetrated against senior citizens. Youll get a flashy mailer informing you of your amazing prize winnings, or perhaps a telephone call or spam email. A fabulous fortune is yours to be had, youre told, and all you have to do to attain your winnings is pay a phony tax, shipping fees, or other made-up charges. Your social security number and bank information might even required to claim the supposed prize. In reality, of course, the sweepstakes is a scam meant to trick you out of hundreds or even thousands of dollars, potentially putting your identity at risk. The too-good-to-be-true rule applies to most scams, and ridiculous sweepstakes mailers are no exception. A real raffle or lottery wouldnt require you pay or provide sensitive personal info to access your prize. Sweepstakes offers and other contest winnings should be promptly tossed in the trash, and whoevers sending them through the postal system should be regarded with strong suspicion. Seniors should have a trusted loved one help them sort through mail and identify all such deceptive mailers. Countermeasures Heightened Vigilance What are some initial steps you can make to prevent elder financial abuse? Several measures are available for family members, lawyers, financial professionals and medical caregivers. Along with basic awareness, coordination and ongoing communication between parties translate to increased protection. Here are some basic actions you can take to keep elderly loved ones safe from exploitation: 1. Financial Oversight: A family member and financial professional at the local bank or advisory firm should establish a system of oversight over an elders accounts. In addition to setting up bill payment, keep a sharp eye on any excessive withdrawals or irregular transfers. Consider joint accounts with the elder, and look into the possibilities of a limited credit card for an elder susceptible to financial exploitation. 2. Revocable Trust: With a revocable trust in place, a trustee has access to a trust account without enjoying the status of legal ownership. Stopping irresponsible or just plain bad trustees from squandering assets translates to building in effective safeguards. 3. Communication: The human element is vital in preventing elder financial abuse, and that means maintaining effective lines of communication between all interested parties, whether it be the attorney, investment advisor or medical caregiver. Just as importantly, a loving relationship with an elderly family member makes all the difference in shielding them from harm. If a senior is lonely, theyll be more vulnerable to fraud or unethical sales pitches. Just visiting an elder regularly, talking and showing them you care is an enormous boost in keeping them safe. 4. No-Contact Lists: Boiler room telemarketers and deceptive mailers target elders who suffer from cognitive impairment. One way to block most, if not all, of these unwelcome solicitors is to contact the FTCs Do Not Call Registry, Nomorobo and the Direct Marketing Association. Speak with your elderly loved one about the harmful nature of these calls and fliers to help them spot when theyre being scammed. Protecting your elderly family member is virtually a full-time job for many it becomes a full-time job of care, comfort, housing, medical visits, and protection. Such duties may be embraced with love, but it is a love coupled often with real suffering. It is never easy to care for a parent with dementia or with chronic physical or mental problems. Both physical and mental exhaustion often accompany such care. Sibling issues arise between those who are near the elder family member and those who are geographically removed. Friends of the elder might be critical of the care or protections that are put in place for the elders benefits. Not all is black and white. Taking care of an elder adult often reminds us to reflect on the meaning of the Fifth Commandment: Honor thy father and thy mother. Doing this honor is a day-to-day process, and is not without its challenges.